How do you make it easy for Monzo customers to donate to charity straight from the Monzo app on iPhone and Android? That’s the problem I’m trying to solve.

Identifying the Problem

This problem was brought to my attention via a tweet by Stevie Buckley, who was looking for an easy way to donate to charity from his Monzo account.

Because the contents of a Coin Jar/Pot in Monzo can be variable, this is a problem that cannot currently be solved by Direct Debits, as they involve the transfer of a fixed amount each month to the charity.

A quick search of the Monzo Community forums found other Monzo customers wanted a way to easily donate to charity. And research into the methods of donation showed that approximately 25% of people currently donate to charity through Direct Debit.

Introducing Charity Pots

Charity Pots are the easiest way to donate to charity from your Monzo bank account. Once you’ve chosen the charity you want to donate to, the total value of your Pot is donated straight to them every month. No direct debits to worry about, just donate what you can each month.

The Process

I spent an hour or so working on the initial prototype, entirely in Sketch 49. Using screenshots from the iOS app itself as the basis, I was able to recreate and extend the current Pot creation flow to inform about Charity Pots and add simple functionality on the customer’s side to enable a Charity Pot and choose a charity.

Assumptions

Initial Prototype

Based on the above assumptions and the current visual design of the Monzo application on iOS, I’ve put together the following prototype to click through to show the flow.

Link to prototype: https://sketch.cloud/s/j4v1a/all/design/account-view-add-pot/play

Initial Community Feedback

I posted my initial prototype and assumptions to the Monzo Community forum. You can read the thread here: https://community.monzo.com/t/pots-improvement-charity-pots/34270.

Feedback on the feature suggestion and prototype was mainly positive, with one or two people even thinking that this was a product feature Monzo was about to work on. Oops!

Potential Future Improvements

Support This Feature

If you think this feature is a good idea, you can like it and feed back on it over on the Monzo Community Forums. I’m active in the thread, so will reply to any and all suggestions.

Link: https://community.monzo.com/t/pots-improvement-charity-pots/34270?u=smutchings